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If you're going to utilize a small-cap index like the Russell 2000, you might wish to stop briefly and take into consideration why a great index fund firm, like Lead, does not have any type of funds that follow it. The factor is because it's a poor index. In addition to that altering your entire policy from one index to an additional is hardly what I would certainly call "rebalancing - top iul companies." Cash money value life insurance policy isn't an attractive property class.
I have not even resolved the straw guy below yet, and that is the reality that it is fairly uncommon that you in fact have to pay either tax obligations or significant payments to rebalance anyhow. A lot of smart capitalists rebalance as much as possible in their tax-protected accounts.
And of course, no one needs to be buying crammed mutual funds, ever before. It's really also poor that IULs don't work.
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